Ontario Property Managers Save 15 to 35 Per Cent With Smart Valve™

 Canada is a land blessed by a cornucopia of natural resources, but utility bills don’t often reflect that reality. Energy and water are abundant, from Alberta’s oil patch to the rivers generating tremendous amounts of hydroelectric power. Freshwater rivers and lakes are part of nearly every landscape. Five famous names

Lessons for Building an Emergency Fund

 In the wake of the global pandemic, financial security and preparedness have never been more evident. While online options like My Canada PayDay offer convenient short-term loans to bridge financial gaps, the pandemic has underscored the need for individuals to have their own emergency funds. Let's take a closer look

Smart financial decisions to make for 2021

 2020 has been riddled with unprecedented challenges brought on by the Coronavirus pandemic. Despite the global recession, there is hope for a recovery in the future. Some economic forecasts have predicted the Canadian economy would make a 4.9% growth in the next year. Therefore, as 2021 approaches, it is essential

Three steps to building a rainy day fund

 At some point in life, you'll need a new roof. You might need to fix your car brakes. Unforeseen events happen, and when they do, it's important to be financially prepared. Budgets are an effective way to plan your month-to-month expenses and savings. They can also help you keep money

6 tips to improve your financial health in 2018

 Photos by thinkstock.com/zenstock and  thinkstock.com/Feverpitched It's the time of year when we make promises to do better, eat healthier or exercise. Yet, research shows a clear link between the state of our finances and our mental, emotional and physical health. So even if you do nothing else, tuning up your

Why We Need to Think Twice About Adopting an Australian Model of Pension Reform

 In a recent nation-wide commentary, authors Charles Lammam and Stephen Kirchner of the Fraser Institute urge the Province of Ontario to adopt an Australian model of pension provision instead of expanding the Canada Pension Plan as proposed in the Ontario Retirement Pension Plan. This creates an interesting debate as it

Are You Needlessly Boosting Your Utility Bills?

 Sometimes it may seem like energy rates and utility bills are completely out of your control. Reports from the National Energy Board show that some provinces have seen very little change in prices since 2000, while others like Alberta have seen a significant increase in electricity costs. A lot of outside

Capital Consignment: AMHstyle

 Stepping into AMH Style is like stepping into the closet of your most fashionable friend. All the enviable, personality pieces she’s been sporting? She found them here. The women behind this cream of the crop consignment shop are sisters Alison and Joanna Hughes. Citing experience in the fashion industry as

Financial Literacy: An Essential 21st Century Skill

 It may surprise you to learn that November is Financial Literacy Month. And yet, financial literacy deserves to be given more prominence in today’s world of complex mortgages, loans, insurance policies, complicated investment products and sophisticated financial scams. As Leslie Byrnes, Vice-President, Distribution and Pensions at the Canadian Life and

Pensions & Peace of Mind: To Pool Or Not to Pool?

 Pooled Registered Pension Plans (PRPPs) are Canada’s latest pension-planning tool. To pool or not to pool? That is the question – at least among Canada’s retirement experts. Pooled Registered Pension Plans (PRPPs) were proposed last November by the federal government and are intended to provide workers within small and medium-sized