What is long-term disability?

 by Danielle Bartlett, Nicholson Gluckstein Lawyers An individual who is unable to work for an extended period of time due to injury or illness is often eligible to receive income replacement benefits in accordance with the Long-Term Disability (“LTD”) payments that their employee benefits package insures.   While an employee

“Look at me, not my chair”

 Peter Mackay, Justin Trudeau and Martha Hall-Finley participating in Chair-Leaders, a nationwide campaign with events taking place all across Canada. Life isn’t easy for people living with spinal cord injuries. One of the main issues has been and remains to be their mobility. Several things in today’s society make it harder for

In the Line of Fire: Long-Term Disability Insurance Coverage

 Few things in life are guaranteed, including long-term disability (LTD) insurance plans. While long-term disability protection may be offered through an individual’s employer, not all plans are created equal. Basically, there are two types of LTD. The first is the Insured Benefit LTD where the plan sponsor (the employer) pays