Navigating Ottawa’s Mortgage Market: How Local Brokers Make Home Financing Easier

Buying a home or investing in property can be exciting, but also intimidating. From comparing rates to understanding your options, the process can feel overwhelming. That’s where Ottawa’s mortgage brokers come in. These professionals act as trusted guides, helping clients navigate the city’s housing market with confidence. They go beyond simply finding a rate, offering tailored solutions that match individual goals, lifestyles, and financial situations.

Mortgage brokers make the journey smoother by providing clear explanations, personalized strategies, and access to a wide range of lenders. Whether you’re a first-time buyer, upgrading to your dream home, refinancing, or exploring investment opportunities, brokers ensure each step is manageable and transparent. Their expertise helps clients avoid common pitfalls, optimize their financing, and feel empowered about their decisions.

Here’s a look at some of the brokers shaping Ottawa’s mortgage landscape, each offering a unique approach and trusted guidance to clients across the city:

Alan Borcic

Alan Borcic is a licensed mortgage agent and strategist with BRX Mortgage, focused on guiding borrowers through the home financing process with tailored solutions. He helps clients explore options beyond a single bank by evaluating individual circumstances and connecting them with appropriate lenders. Alan supports mortgage purchases, refinancing, renewals, and tailored loan solutions while providing clear explanations and step-by-step guidance to help clients make informed financial decisions.

Website: borcic.ca
Phone: 647-694-7033
Rating: 5 ⭐️

Ashley Najim

Ashley Najim is a licensed mortgage professional with BRX Mortgage, supporting clients through home purchases, refinancing, renewals, and investment property financing. She works with a broad network of lenders (including Scotia, TD, MCAP, and First National, among others) to match individual financial situations with suitable mortgage solutions. Ashley emphasizes clear communication and personalized guidance, helping clients navigate their options confidently from application through closing.

Website: mortgagesbyashley.com
Phone: 519-339-0883
Rating: 5 ⭐️

Your Mortgage Design Team

Your Mortgage Design Team, co-run by founding broker Julie Sheremeto, is a group of dedicated mortgage professionals focused on making mortgage transactions simpler and less stressful. They help clients with home purchases, refinancing, mortgage renewals, equity loans, reverse mortgages, investment property financing, and more. With a client-first approach and deep industry knowledge, they guide homebuyers and homeowners through lender options and lending complexities to secure competitive solutions aligned with financial goals.

Website: mortgagedesignteam.com
Phone: 613-266-6886
Rating: 5 ⭐️

Erica Vincelli

Erica Vincelli is a licensed mortgage agent providing tailored mortgage solutions across Ontario. Focused on clear communication and personalized guidance, she supports clients through home purchases, refinancing, renewals, and financing for renovations or investments. Erica works with a broad network of lenders to secure competitive options aligned with individual needs. She also offers advanced mortgage strategies and is a Smith Manoeuvre Certified Professional, helping clients make informed, long-term financial decisions with confidence.

Website: ericavincellimortgage.ca
Phone: 613-884-1141
Lic: M11001861
Rating: 5 ⭐️

Chris Allard Mortgage Team

Chris Allard Mortgage Team provides expert mortgage brokerage services in Ottawa, helping clients secure residential, commercial, private and bad-credit mortgages. Recognized as one of Canada’s top 75 mortgage brokers by Canadian Mortgage Professional magazine, Chris and his team work with a wide network of lenders to find competitive rates and tailored financing solutions. They emphasize clear communication, personalized guidance, and support throughout the mortgage process – whether you’re a first-time buyer, investor, or refinancing.

Website: chrisallard.ca
Phone: 613-324-2389
Rating: 5 ⭐️

Ottawa’s mortgage brokers show that home financing doesn’t have to be stressful. By offering guidance, clarity, and tailored solutions, they empower clients to make smart, confident decisions, turning what can be a complex process into a positive, manageable experience.

Header image: Drazen Zigic, Shutterstock